King of Prussia · Pennsylvania & Florida
Simpler, smarter home financing from a brokerage that treats you like family. We shop dozens of lenders so you don't have to.
What we do
Buying your first home, refinancing, or consolidating debt has never been easier. Pick a starting point — we'll guide the rest.
Find out how much you can afford and get pre-approved with a partner who explains every step in plain language.
Start here →Lower your rate, tap into equity, or pay off high-interest debt and become mortgage-free sooner.
See if it's worth it →Use your home equity to reduce credit-card debt and simplify your finances into one manageable payment.
Reduce my debt →Non-traditional income? We know the loan programs that look at the full picture of your business.
Explore options →A bad credit rating doesn't mean you can't get financing. We'll help you build a clear path to approval.
Improve my credit →VA, FHA, USDA, jumbo, investment, and renovation loans — whatever your goal, there's a program for it.
View all loans →
Meet the founder
Kirstie Holmes built Empower Mortgage Partners on a simple belief: applying for a mortgage should be fast, simple, and human. As a single mother of two, she knows that the biggest financial decisions often arrive during life's biggest transitions — a marriage, a new baby, a divorce, the loss of a loved one.
Your team
Experienced, education-first loan professionals who genuinely care how your story turns out.
Empowerment advocate and mentor who built Empower on ethics, education, and lifelong client relationships.
An accounting and business educator who reads your full financial picture — and explains exactly what it means.
A first-time-buyer specialist and mother who turns confusion into clarity, one plain-language step at a time.
Rated 5 stars by our clients
"I would just like to personally thank you for our latest mortgage renewal — you made the entire process smooth and painless. We will definitely be using your services again."
— Karen
"Excellent service and attention to detail. You walked us through everything so there were no surprises at all. Highly recommended for sure!"
— Amanda & Jim
"Thank you so much for all your care, attention to detail, and hard work. The pre-approval process really helped make our first-time home purchase a breeze!"
— Mina
"I just want to say thanks. From the first phone call to the end of the process, you made things seem easy. Thanks again for everything."
— Samir
First-time buyer or refinancing, call for a free quote — or start your application online in minutes. We'll take it from there.