/* ============================================================
   Empower Mortgage Partners — custom stylesheet
   Palette: deep plum + warm gold on ivory (woman-owned, warm, premium)
   ============================================================ */

:root{
  --ink:#241319;
  --plum:#4E2030;
  --plum-deep:#3A1623;
  --wine:#7B3149;
  --gold:#BE9445;
  --gold-2:#E0C079;
  --ivory:#FAF5EE;
  --cream:#F2E9DC;
  --paper:#FFFFFF;
  --muted:#6E5560;
  --line:rgba(78,32,48,.14);
  --shadow:0 18px 50px -28px rgba(58,22,35,.45);
  --shadow-sm:0 8px 24px -16px rgba(58,22,35,.4);
  --maxw:1180px;
  --r:18px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:"Inter",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  color:var(--ink);
  background:var(--ivory);
  line-height:1.62;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{
  font-family:"Fraunces","Georgia",serif;
  font-weight:600;
  line-height:1.08;
  margin:0 0 .4em;
  letter-spacing:-.01em;
}
p{margin:0 0 1.1em}
a{color:var(--wine);text-decoration:none}
a:hover{color:var(--plum)}
img{max-width:100%;display:block}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.eyebrow{
  font-family:"Inter",sans-serif;
  text-transform:uppercase;
  letter-spacing:.22em;
  font-size:.72rem;
  font-weight:600;
  color:var(--gold);
  margin:0 0 .9rem;
  display:flex;align-items:center;gap:.6rem;
}
.eyebrow::before{content:"";width:26px;height:1px;background:var(--gold)}
.eyebrow.center{justify-content:center}
.eyebrow.center::after{content:"";width:26px;height:1px;background:var(--gold)}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;gap:.5rem;
  font-weight:600;font-size:.96rem;
  padding:.85rem 1.5rem;border-radius:999px;
  border:1px solid transparent;cursor:pointer;
  transition:transform .18s ease,box-shadow .18s ease,background .18s ease;
}
.btn:hover{transform:translateY(-2px)}
.btn-gold{background:var(--gold);color:var(--plum-deep);box-shadow:var(--shadow-sm)}
.btn-gold:hover{background:var(--gold-2);color:var(--plum-deep)}
.btn-plum{background:var(--plum);color:#fff}
.btn-plum:hover{background:var(--wine);color:#fff}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.btn-ghost:hover{background:rgba(255,255,255,.12);color:#fff}
.btn-outline{background:transparent;color:var(--plum);border-color:var(--line)}
.btn-outline:hover{border-color:var(--plum);background:#fff}

/* ---------- header ---------- */
.topbar{
  background:var(--plum-deep);color:#f3e7ea;
  font-size:.82rem;
}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:1rem;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
.topbar a{color:#f3e7ea}
.topbar a:hover{color:var(--gold-2)}
.topbar .badge{display:inline-flex;align-items:center;gap:.4rem;font-weight:600;letter-spacing:.04em}
.topbar .badge svg{flex:0 0 auto}

.site-head{
  position:sticky;top:0;z-index:40;
  background:var(--plum);
  border-bottom:1px solid rgba(255,255,255,.08);
}
.nav{display:flex;align-items:center;justify-content:space-between;gap:1.2rem;padding-top:14px;padding-bottom:14px}
.brand img{height:46px;width:auto}
.nav-links{display:flex;align-items:center;gap:1.7rem;list-style:none;margin:0;padding:0}
.nav-links a{color:#f5ebe2;font-weight:500;font-size:.96rem;position:relative;padding:4px 0}
.nav-links a:hover{color:var(--gold-2)}
.nav-links a.active::after{content:"";position:absolute;left:0;right:0;bottom:-4px;height:2px;background:var(--gold)}
.nav-cta{display:flex;align-items:center;gap:.8rem}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:6px}
.nav-toggle span{display:block;width:24px;height:2px;background:#fff;margin:5px 0;transition:.2s}

/* ---------- hero ---------- */
.hero{
  position:relative;overflow:hidden;
  background:
    radial-gradient(1100px 600px at 80% -10%,rgba(190,148,69,.22),transparent 60%),
    linear-gradient(160deg,var(--plum) 0%,var(--plum-deep) 55%,#2c1018 100%);
  color:#fdf6ee;
}
.hero .wrap{position:relative;z-index:2;padding-top:88px;padding-bottom:96px;display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.hero h1{font-size:clamp(2.6rem,5.4vw,4.3rem);color:#fff}
.hero h1 .accent{color:var(--gold-2);font-style:italic}
.hero .lead{font-size:1.18rem;color:#f0dfe4;max-width:34ch;margin-bottom:1.8rem}
.hero-cta{display:flex;gap:.9rem;flex-wrap:wrap;margin-bottom:1.8rem}
.hero-trust{display:flex;gap:1.8rem;flex-wrap:wrap;font-size:.86rem;color:#e7d3d8}
.hero-trust strong{display:block;font-family:"Fraunces",serif;font-size:1.5rem;color:var(--gold-2);font-weight:600}

/* hero card / portrait side */
.hero-card{
  background:rgba(255,255,255,.06);
  border:1px solid rgba(224,192,121,.28);
  border-radius:24px;padding:10px;
  backdrop-filter:blur(4px);
  box-shadow:var(--shadow);
}
.hero-card .photo{
  border-radius:16px;overflow:hidden;aspect-ratio:4/5;
  background:#3a1623 url('https://www.emortgagep.com/userimages/8563_kirstie.jpg') center 18%/cover no-repeat;
}
.hero-card .meta{padding:16px 14px 8px;color:#f6ebe2}
.hero-card .meta .nm{font-family:"Fraunces",serif;font-size:1.3rem;color:#fff}
.hero-card .meta .rl{font-size:.85rem;color:var(--gold-2);letter-spacing:.04em}
.hero-card .meta .tag{margin-top:8px;font-size:.86rem;color:#ecdbe0}

.hero-wave{position:absolute;left:0;right:0;bottom:-1px;z-index:1;line-height:0}
.hero-wave svg{width:100%;height:70px;display:block}

/* ---------- woman-owned banner ---------- */
.wo-banner{background:var(--gold);color:var(--plum-deep)}
.wo-banner .wrap{display:flex;align-items:center;justify-content:center;gap:1rem;padding:14px 24px;flex-wrap:wrap;text-align:center;font-weight:600;letter-spacing:.02em}
.wo-banner svg{flex:0 0 auto}

/* ---------- sections ---------- */
section{padding:84px 0}
.section-head{max-width:640px;margin-bottom:48px}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.section-head h2{font-size:clamp(2rem,3.6vw,2.9rem)}
.section-head p{color:var(--muted);font-size:1.08rem;margin:0}
.bg-cream{background:var(--cream)}
.bg-plum{background:linear-gradient(160deg,var(--plum),var(--plum-deep));color:#f7ece4}
.bg-plum .section-head p{color:#e3cfd5}

/* services grid */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.svc{
  background:var(--paper);border:1px solid var(--line);border-radius:var(--r);
  padding:30px 26px;transition:transform .2s ease,box-shadow .2s ease,border-color .2s;
}
.svc:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:transparent}
.svc .ic{
  width:52px;height:52px;border-radius:13px;display:grid;place-items:center;
  background:linear-gradient(135deg,var(--wine),var(--plum));color:var(--gold-2);margin-bottom:18px;
}
.svc h3{font-size:1.28rem;margin-bottom:.3em}
.svc p{color:var(--muted);font-size:.96rem;margin-bottom:1rem}
.svc a{font-weight:600;font-size:.92rem;color:var(--wine)}
.svc a:hover{color:var(--plum)}

/* split / story */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split.reverse .split-media{order:2}
.split-media{position:relative}
.split-media img{border-radius:var(--r);box-shadow:var(--shadow);width:100%}
.split-media .frame{
  position:absolute;inset:18px -18px -18px 18px;border:1.5px solid var(--gold);
  border-radius:var(--r);z-index:-1;
}
.split h2{font-size:clamp(1.9rem,3.4vw,2.7rem)}
.split p{color:var(--muted)}
.bg-plum .split p{color:#e3cfd5}
.checks{list-style:none;margin:0 0 1.6rem;padding:0;display:grid;gap:.7rem}
.checks li{display:flex;gap:.7rem;align-items:flex-start;font-weight:500;color:var(--ink)}
.bg-plum .checks li{color:#f7ece4}
.checks svg{flex:0 0 auto;margin-top:3px}

/* team */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.member{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow-sm)}
.member .ph{aspect-ratio:1/1;overflow:hidden;background:var(--cream)}
.member .ph img{width:100%;height:100%;object-fit:cover;object-position:center top}
.member .body{padding:24px}
.member h3{font-size:1.4rem;margin-bottom:.1em}
.member .role{color:var(--gold);font-weight:600;font-size:.82rem;text-transform:uppercase;letter-spacing:.1em;display:block;margin-bottom:.4rem}
.member .nmls{font-size:.82rem;color:var(--muted);margin-bottom:.9rem}
.member p{font-size:.95rem;color:var(--muted)}
.member .links{display:flex;flex-wrap:wrap;gap:.5rem 1.1rem;font-size:.9rem;font-weight:600;margin-top:.6rem}

/* testimonials */
.quotes{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.quote{
  background:rgba(255,255,255,.06);border:1px solid rgba(224,192,121,.25);
  border-radius:var(--r);padding:30px 28px;
}
.bg-plum .quote{color:#f6ece4}
.quote .stars{color:var(--gold-2);letter-spacing:.15em;margin-bottom:.7rem;font-size:.95rem}
.quote p{font-size:1.05rem;font-family:"Fraunces",serif;font-style:italic;line-height:1.5}
.quote .who{font-weight:600;font-size:.9rem;color:var(--gold-2);font-style:normal;margin:0}

/* stats strip */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.stat .n{font-family:"Fraunces",serif;font-size:clamp(2rem,4vw,2.8rem);color:var(--gold);font-weight:600;line-height:1}
.stat .l{font-size:.86rem;color:var(--muted);margin-top:.4rem;letter-spacing:.02em}
.bg-plum .stat .l{color:#e3cfd5}

/* CTA band */
.cta-band{background:linear-gradient(135deg,var(--wine),var(--plum-deep));color:#fff;text-align:center;border-radius:26px;padding:60px 30px;box-shadow:var(--shadow)}
.cta-band h2{font-size:clamp(1.9rem,3.6vw,2.8rem);color:#fff}
.cta-band p{color:#eed9df;max-width:46ch;margin:0 auto 1.6rem}
.cta-band .row{display:flex;gap:.9rem;justify-content:center;flex-wrap:wrap}

/* page hero (interior) */
.page-hero{background:linear-gradient(160deg,var(--plum),var(--plum-deep));color:#fff;padding:72px 0 64px;text-align:center}
.page-hero h1{font-size:clamp(2.2rem,5vw,3.4rem);color:#fff}
.page-hero p{color:#ecdbe0;max-width:52ch;margin:0 auto;font-size:1.1rem}

/* prose */
.prose{max-width:760px;margin:0 auto}
.prose h2{font-size:1.9rem;margin-top:1.6em;color:var(--plum)}
.prose h3{font-size:1.35rem;margin-top:1.4em;color:var(--wine)}
.prose p{color:#403038}
.lead-p{font-size:1.22rem;color:var(--ink);font-family:"Fraunces",serif;line-height:1.5}

/* loan chips */
.chips{display:flex;flex-wrap:wrap;gap:12px;margin-top:8px}
.chip{background:var(--paper);border:1px solid var(--line);border-radius:999px;padding:.6rem 1.2rem;font-weight:600;font-size:.92rem;color:var(--plum)}
.chip:hover{border-color:var(--gold);color:var(--wine)}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:48px;align-items:start}
.info-card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:34px;box-shadow:var(--shadow-sm)}
.info-row{display:flex;gap:14px;align-items:flex-start;padding:16px 0;border-bottom:1px solid var(--line)}
.info-row:last-child{border-bottom:0}
.info-row .ic{width:42px;height:42px;border-radius:11px;background:var(--cream);display:grid;place-items:center;color:var(--wine);flex:0 0 auto}
.info-row .k{font-size:.76rem;text-transform:uppercase;letter-spacing:.12em;color:var(--gold);font-weight:700}
.info-row .v{font-weight:600;color:var(--ink)}
.info-row .v a{color:var(--ink)}
.map-embed{border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow-sm);border:1px solid var(--line);min-height:420px}
.map-embed iframe{width:100%;height:100%;min-height:420px;border:0;display:block}

/* footer */
.site-foot{background:var(--plum-deep);color:#dcc6cd;padding:64px 0 28px;font-size:.92rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:36px;margin-bottom:40px}
.site-foot img.logo{height:44px;margin-bottom:16px}
.site-foot h4{color:#fff;font-family:"Inter",sans-serif;font-size:.8rem;text-transform:uppercase;letter-spacing:.14em;margin-bottom:1rem}
.site-foot ul{list-style:none;margin:0;padding:0;display:grid;gap:.55rem}
.site-foot a{color:#dcc6cd}
.site-foot a:hover{color:var(--gold-2)}
.foot-legal{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;font-size:.78rem;color:#b89ba3;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.eho{display:flex;align-items:center;gap:10px;margin-top:14px}
.eho img{height:38px}

/* ---------- responsive ---------- */
@media(max-width:980px){
  .hero .wrap{grid-template-columns:1fr;padding-top:60px;padding-bottom:80px}
  .hero-card{max-width:360px}
  .svc-grid,.team-grid{grid-template-columns:repeat(2,1fr)}
  .split{grid-template-columns:1fr;gap:36px}
  .split.reverse .split-media{order:0}
  .quotes,.contact-grid{grid-template-columns:1fr}
  .stats{grid-template-columns:repeat(2,1fr)}
  .foot-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:680px){
  .nav-links,.nav-cta .btn-outline{display:none}
  .nav-toggle{display:block}
  .nav-links.open{
    display:flex;flex-direction:column;position:absolute;top:100%;left:0;right:0;
    background:var(--plum-deep);padding:18px 24px;gap:1rem;border-top:1px solid rgba(255,255,255,.1)
  }
  .svc-grid,.team-grid{grid-template-columns:1fr}
  section{padding:60px 0}
  .topbar .wrap{justify-content:center}
  .foot-grid{grid-template-columns:1fr}
}